Log In
Sign Up
Log In
Sign Up

Budgeting Built for Real Life.

You don’t need another app, you need someone in your corner.

Work directly with Chris Kemp to build better money habits, one step at a time.
How It Works

Why Budget Trainer Works

Most people don’t fail at budgeting because of numbers.

They fail because they don’t have the right support.

We combine human guidance with step-by-step action to help you finally feel in control.
How It Works
How It Works

4-Step Process That Adapts to You

We built a system that flexes with real life, not one that expects you to follow rigid rules.

We Listen First

Before we touch your numbers, we get to know your goals, challenges, and what matters most.

We Build Your Budget Together

No templates. No judgment. Just a plan that works for your lifestyle and priorities.

We Act With You

From canceling subscriptions to setting up savings, we do it together.

We Coach You Through It

You’ll have ongoing check-ins, messages, and calls so you’re never left wondering what’s next.

Who We Serve

Whether it’s your money or your loved one’s, we’re here to make it easier.

Aging Adults

Overwhelmed by bills or confused by budgeting apps? We offer clear, compassionate support, no tech skills required.
Support for Aging Adults

Family & Caregivers

Worried about a loved one’s finances but unsure how to help? We guide both of you with patience, clarity, and care.
How We Help Families

Anyone Feeling Stuck

Living paycheck to paycheck, drowning in debt, or feeling lost? We help you take control, without shame or overwhelm.
Rebuild With A Coach

Real Results You Can Expect

We help you feel better about money, and actually move forward.
  • Less debt and fewer late payments
  • Growing savings, even on the same income
  • Relief from decision fatigue and stress
  • Better financial habits that actually last
What Our Clients Are Saying

I was so stressed about whether I could afford to retire. Working with Coach Chris helped me see I actually had more financial flexibility than I thought, I gained the confidence to retire two years earlier than planned.

Ruth
Client
What Our Clients Are Saying

I’m so glad I found someone I can actually talk business with. I finally have a sounding board for pricing decisions and strategy, and they even coordinated directly with my CPA to make life easier. It’s been a game-changer having that kind of support.

Dean
small business owner
What Our Clients Are Saying

With so many scams out there, it’s a huge relief to have someone I trust to help verify what’s real and what’s not. I’ve also saved thousands by getting help reviewing contractor bids and major purchases to make sure I am not overpaying, especially as a single woman.

Susie
Client

Why Our Clients Stick With Us

Real support. Real savings. Real-life results.

1-on-1 Coaching

Personal support from a real human, not just another app.

Custom Budget Plans

We do the budgeting for you, with a plan built to fit your life.

Cost Reduction Experts

We cancel, negotiate, and find savings, so you don’t have to.

Meal & Grocery Planning

Save hundreds with custom meal prep and 1-click grocery lists.

Cancel Assistance

We handle the messy cancellation calls with you, stress-free.

Scam Protection

We review texts, emails, and charges to keep you safe.

Mental Clarity

Clients report better sleep, less stress, and more peace of mind.

Pay Raise Support

We research your pay and help you confidently ask for more.
See All The Benefits

How to Get Started

Getting support is easier than you think.

Start With a Coach

Try it free and get matched with a real human.

Create a Custom Plan

We build a budget that works with your lifestyle.

Start Seeing Progress

Weekly support helps you build habits that last.
Start With a Coach

You Don’t Have to Do This Alone

Whether you're managing your own finances or supporting someone else, real help is here.
Budgeting Built for Real Life.
© 2026 Budget Trainer. All rights reserved. Produced by Goldlilys Media
Terms and Conditions Privacy Policy